personal brokering service.
When it comes to the world of loans and finance, you really want an expert on your side. We provide a comprehensive professional service that makes it simple and easy for you to get the loan that is perfectly optimised for you.
We draw from a carefully selected panel of lenders to ensure that there’s a range of options available to suit your particular financial circumstances and history. Our expert brokers know all these lenders’ policies back to front, so there’s never any nasty surprises or confusion for you.
First we get to know you and your needs, then we help you put your best foot forward with the best lender for you.
To get a personalised assessment from an expert broker who will go into bat for you, simply give us a call on 1300 896 397 and we’ll look after you from start to finish.
Speak to the lenders on your behalf and will walk you through the application process from start to finish.
Identify which lenders would best suit you given your individual circumstances.
Negotiate the best possible deal for you.
A good broker can navigate the complex world of obtaining a loan for you. For instance to consolidate your debts, refinance your home, or grow your business.
The first step a good broker will take is to perform a full review across your finances, including:
The ThinkMe team works closely with you to understand each of the above components, and then makes an assessment as to whether applying for a loan will improve your financial situation.
If so, the ThinkMe broker will select that most appropriate lender to approach based on your circumstances, and will prepare a loan application for review and approval. We also take the next step, liaising directly with the lender/s and you in proceeding the application on your behalf.
There are two types of ways that we earn income.
1. A brokerage fee may be charged to clients for our services, however this is charged only if and when a loan is approved. This fee is usually added into the loan, so if you aren’t successful in obtaining finance, then we don’t charge a fee.
2. Commission is paid by the lender to ThinkMe for introducing the customer to them, but just like the brokerage fee, this commission is paid to us by the lender only if and when the loan is finalised. Furthermore, the commission is not paid to our brokers which helps ensure they are totally independent, and focused solely on the most appropriate outcome for you.
Troy Powell from ThinkMe Finance was willing and able to help me to consolidate my significant debt late last year, where the ANZ (my lender, holding the majority of my debt) was not -without unreasonable time delays.
It was a relief to be treated with respect as an individual with individual circumstances, and have a timely, positive, solution focused outcome.
I would not normally be comfortable working with someone located in another state, but in this case, with clear, prompt and considerate communication, my concerns were allayed.
My new finance arrangements with another lender, facilitated by Troy, have enabled me to avoid the black hole of debt recovery and move forward.
I could not get help anywhere and I had Lion Finance, Credit Corp and Debt Recoveries all after for me for money.
I was talking with Lion and they suggested I try ThinkMe. I was so happy to get Alison. She did all the work for me – I just had to send her statements and sign some forms, she did everything else.It was great help. There were no dramas and she was always available by phone and e-mail, and she kept me up to date, we talked all the time!
The service was so good and the rate I received was not ginormous like other rate quotes I had received in the past. I asked if she could help my brother and now his home loan is close to settling too. My home loan settled on my Birthday, what better present could I get. No more calls from debt collectors and one easy payment to pay everything off.
I am a Self-employed plumber and I had started to feel like I was working to pay the Bank rather than actually have any funds for myself at all. All of my work was being paid straight to the bank for the home loan and the credit card and the overdraft I had. My sister was getting a loan and mentioned to me that I should try as well but I said I don’t have the tax up to date or anything so they won’t be able to help me.
Alison at ThinkMe called me and talked me through everything, even though I did not have my tax done! She got all my paperwork and took care of everything for me. I really did not need to do too much. I could not believe when she could even pay out my tax debt – no one wants to help you do that, but she could. What really amazed me was now I have money left after paying the home loan – I save nearly $3,500 in a month now over what I used to pay the banks. I wish I would have known about this – I would have done it ages ago.